Personal loans
We make it simple to access competitive finance options designed for your needs—whether you’re consolidating debt, buying a vehicle or just need a holiday!

Looking for personal finance?
A great personal loan isn’t just about low rates; it’s about finding the right fit for your unique circumstances. At Umbra Financial, we simplify the comparison process by analysing a selection of loan products, saving you hours of research. Our team provides clear, tailored recommendations whether you require urgent funds or are strategically planning your next move. With our guidance, you’ll gain the clarity needed to choose with certainty. We’re here to match you with financing that aligns perfectly with your needs, helping you progress without unnecessary stress.
Ready to move on to the next step? Contact us today for a chat!
We can help with the following
Get StartedWith personal loans, the only limit to their use is your imagination!
Personal Loans
Most personal loans are either secured (against a purchase, usually a car) or unsecured. Unsecured loans carry a higher interest rate usually but leave you unrestricted.
We’ve seen people use personal loans for all sorts of things, from renovations, white goods, weddings even dream holidays!
Let us help you to explor your options today.
Vehicle Loans
These come in both secured and unsecured options. Securing a loan against an eligible vehicle often gives you lower interests, it does however put a record on the vehicle in question. Unsecured, while at a higher rate does leave the vehicle unencumbered for sale down the track.
Finding out what suits you as well as what is available with your new car in mind can be confusing, thats’s why we’re here.
Debt Consolidation
If you’ve got debts in multiple locations, that can start adding up in interest repayments. It can also be hard to remember which to pay when and stay on top of the pile.
That’s why debt consolidation is often an excellent tool in managing your debt and getting it clear. Lumping everything into a single repayment with a single due date can really help alleviate the stress associated with debts.
Ask us about your options today.