Get Pre-approved
A home loan pre-approval gives you the confidence to find your dream home. It’s a lender’s conditional agreement to loan you a specific amount, giving you a clear budget and a competitive edge in today’s fast-moving property market.
Why pre-approval matters
- Shows real estate agents and sellers you’re a serious buyer
- Locks in your borrowing power for 3-6 months
- Reveals any potential issues with your application early
- Gives you negotiation power in competitive markets
Our team handles the entire process – from assessing your finances to submitting your application with the right lender. We’ll explain the terms clearly and ensure you understand exactly what your pre-approval includes (and what conditions apply). With access to multiple lenders and loan products, we’ll help you secure the strongest possible pre-approval for your situation. Don’t risk missing out on your perfect property.
Contact us today to get pre-approved and start your home buying journey with confidence.
Looking for help with sourcing your next property?
At Umbra Financial, we’ve curated partnerships with some of the industry’s most useful contacts. Through our trusted partner, you can gain access to a licensed buyer’s agent to help with property search, evaluation and negotiation, making your purchase journey simpler and smoother.